/* ==========================================================================
   PRIME FORTUNE TOMI ZAISAN FINANCIAL SERVICES
   Tier-1 Executive Institutional Wealth & Lending Advisory Design System
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Cinzel:wght@500;600;700;800&family=Plus+Jakarta+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,400&family=Outfit:wght@400;500;600;700&display=swap');

:root {
  /* Executive Institutional Palette */
  --c-primary: #071527;        /* Midnight Deep Navy */
  --c-primary-dark: #040c18;   /* Obsidian */
  --c-navy-mid: #0d223f;       /* Oxford Blue */
  --c-navy-light: #16365f;     /* Slate Navy */
  
  /* Refined Champagne Gold & Platinum */
  --c-gold: #c5a880;           /* Champagne Gold */
  --c-gold-hover: #b39266;
  --c-gold-light: #f5eedf;
  --c-gold-gradient: linear-gradient(135deg, #d4af37 0%, #c5a880 50%, #e5c99e 100%);
  --c-gold-subtle: rgba(197, 168, 128, 0.12);
  
  /* Sophisticated Accents */
  --c-accent: #1e6091;
  --c-accent-hover: #184e77;
  --c-accent-glow: rgba(30, 96, 145, 0.2);
  
  /* Luxury Neutrals */
  --c-bg: #f8fafc;
  --c-bg-card: #ffffff;
  --c-bg-subtle: #f1f5f9;
  --c-border: #e2e8f0;
  --c-border-dark: rgba(255, 255, 255, 0.1);
  
  /* Typography Colors */
  --c-text-heading: #0a192f;
  --c-text-body: #334155;
  --c-text-muted: #64748b;
  --c-text-light: #94a3b8;
  --c-text-white: #f8fafc;
  
  /* Fonts */
  --font-serif: 'Cinzel', serif;
  --font-heading: 'Plus Jakarta Sans', sans-serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  
  /* Subtle Executive Shadows */
  --shadow-subtle: 0 1px 3px rgba(0, 0, 0, 0.05);
  --shadow-card: 0 10px 30px -10px rgba(7, 21, 39, 0.07);
  --shadow-card-hover: 0 20px 40px -15px rgba(7, 21, 39, 0.12);
  --shadow-dark: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
  
  /* Radius */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 14px;
  --radius-xl: 20px;
  --radius-full: 9999px;
  
  --transition-smooth: 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Minimal sleek scrollbar */
::-webkit-scrollbar {
  width: 4px;
  height: 4px;
}
::-webkit-scrollbar-track {
  background: #f8fafc;
}
::-webkit-scrollbar-thumb {
  background: #cbd5e1;
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
  background: var(--c-gold);
}

*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 15px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--c-text-body);
  background-color: var(--c-bg);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  text-decoration: none;
  color: inherit;
  transition: all var(--transition-smooth);
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  border: none;
  outline: none;
}

/* Container */
.container {
  width: 100%;
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Section Framework */
.section {
  padding: 80px 0;
  position: relative;
}

.section-dark {
  background-color: var(--c-primary);
  color: var(--c-text-white);
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 50px;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 14px;
  background: var(--c-gold-subtle);
  color: var(--c-gold);
  font-size: 0.76rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  border-radius: var(--radius-full);
  margin-bottom: 14px;
  border: 1px solid rgba(197, 168, 128, 0.25);
}

.section-tag.dark-tag {
  background: rgba(255, 255, 255, 0.08);
  color: #e2e8f0;
  border-color: rgba(255, 255, 255, 0.15);
}

.section-title {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--c-text-heading);
  line-height: 1.25;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}

.section-dark .section-title {
  color: #ffffff;
}

.section-desc {
  font-size: 0.98rem;
  color: var(--c-text-muted);
  line-height: 1.65;
}

.section-dark .section-desc {
  color: #cbd5e1;
}

.text-gold {
  color: var(--c-gold);
}

/* Executive Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 22px;
  font-size: 0.88rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition-smooth);
  text-align: center;
  white-space: nowrap;
  letter-spacing: 0.2px;
}

.btn-primary {
  background: var(--c-primary);
  color: #ffffff;
  border: 1px solid var(--c-primary);
}

.btn-primary:hover {
  background: var(--c-navy-light);
  transform: translateY(-1px);
  box-shadow: var(--shadow-card);
  color: #ffffff;
}

.btn-gold {
  background: var(--c-gold);
  color: var(--c-primary-dark);
  font-weight: 700;
  border: 1px solid var(--c-gold);
}

.btn-gold:hover {
  background: var(--c-gold-hover);
  color: #ffffff;
  transform: translateY(-1px);
  box-shadow: 0 6px 20px -4px rgba(197, 168, 128, 0.4);
}

.btn-outline {
  background: transparent;
  color: var(--c-primary);
  border: 1px solid var(--c-border);
}

.btn-outline:hover {
  border-color: var(--c-gold);
  color: var(--c-gold);
  background: var(--c-gold-subtle);
}

.btn-outline-white {
  background: transparent;
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.25);
}

.btn-outline-white:hover {
  background: #ffffff;
  color: var(--c-primary);
  border-color: #ffffff;
}

.btn-sm {
  padding: 8px 16px;
  font-size: 0.82rem;
}

.btn-lg {
  padding: 14px 28px;
  font-size: 0.95rem;
}

/* ==========================================================================
   TOP BAR & NAVIGATION HEADER (Ultra-Clean, Perfectly Aligned)
   ========================================================================== */

.top-bar {
  background: #040c18;
  color: #94a3b8;
  font-size: 0.78rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  height: 38px;
  display: flex;
  align-items: center;
  position: relative;
  z-index: 1001;
}

.top-bar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: 14px;
}

.top-divider {
  color: rgba(255, 255, 255, 0.2);
  font-size: 0.75rem;
}

.top-info-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #cbd5e1;
  white-space: nowrap;
}

.top-info-item i {
  color: var(--c-gold);
  font-size: 0.78rem;
}

.top-info-item a {
  color: #cbd5e1;
  transition: color var(--transition-smooth);
}

.top-info-item a:hover {
  color: var(--c-gold);
}

.top-badge-experience {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--c-gold);
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.5px;
  white-space: nowrap;
}

/* Main Header */
.main-header {
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: #ffffff;
  border-bottom: 1px solid var(--c-border);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.03);
  transition: all var(--transition-smooth);
  height: 72px;
  display: flex;
  align-items: center;
}

.main-header.scrolled {
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  height: 68px;
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

/* Brand Logo */
.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.logo-badge {
  width: 42px;
  height: 42px;
  background: var(--c-primary);
  border: 1px solid rgba(197, 168, 128, 0.4);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--c-gold);
  font-size: 1.2rem;
  flex-shrink: 0;
}

.logo-text {
  display: flex;
  flex-direction: column;
}

.logo-name-top {
  font-family: var(--font-heading);
  font-size: 1.08rem;
  font-weight: 800;
  color: var(--c-primary);
  line-height: 1.1;
  letter-spacing: 0.8px;
  white-space: nowrap;
}

.logo-name-sub {
  font-size: 0.62rem;
  font-weight: 700;
  color: var(--c-gold);
  letter-spacing: 1.8px;
  text-transform: uppercase;
  white-space: nowrap;
}

/* Navigation Links */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-link {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--c-text-body);
  position: relative;
  padding: 8px 0;
  letter-spacing: 0.2px;
  white-space: nowrap;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--c-gold);
  transition: width var(--transition-smooth);
}

.nav-link:hover, .nav-link.active {
  color: var(--c-primary);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.mobile-toggle {
  display: none;
  background: var(--c-bg);
  border: 1px solid var(--c-border);
  color: var(--c-primary);
  font-size: 1.2rem;
  cursor: pointer;
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  transition: all var(--transition-smooth);
}

.mobile-toggle:hover {
  background: var(--c-primary);
  color: var(--c-gold);
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */

.hero-section {
  position: relative;
  background: linear-gradient(160deg, #040c18 0%, #071527 50%, #0d223f 100%);
  color: #ffffff;
  padding: 70px 0 85px;
  border-bottom: 1px solid rgba(197, 168, 128, 0.15);
}

.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background-image: 
    radial-gradient(circle at 10% 20%, rgba(197, 168, 128, 0.08) 0%, transparent 40%),
    radial-gradient(circle at 90% 80%, rgba(30, 96, 145, 0.12) 0%, transparent 40%);
  pointer-events: none;
}

.hero-container {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-content {
  max-width: 600px;
}

.hero-badge-container {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}

.hero-badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(197, 168, 128, 0.3);
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--c-gold);
  letter-spacing: 0.5px;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: 2.8rem;
  font-weight: 800;
  line-height: 1.18;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  color: #ffffff;
}

.hero-title .highlight {
  color: var(--c-gold);
}

.hero-lead {
  font-size: 1.05rem;
  color: #cbd5e1;
  line-height: 1.65;
  margin-bottom: 28px;
  font-weight: 400;
}

.hero-cta-group {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 36px;
}

.hero-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-stat-item {
  display: flex;
  flex-direction: column;
}

.hero-stat-num {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1;
  margin-bottom: 4px;
}

.hero-stat-num .unit {
  color: var(--c-gold);
  font-size: 1.2rem;
}

.hero-stat-label {
  font-size: 0.76rem;
  color: #94a3b8;
  font-weight: 500;
  letter-spacing: 0.3px;
}

/* Hero Right: Executive Quick Advisory Card */
.hero-quick-card {
  background: rgba(13, 34, 63, 0.85);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(197, 168, 128, 0.25);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-dark);
}

.hero-card-header {
  margin-bottom: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding-bottom: 14px;
}

.hero-card-title {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 4px;
}

.hero-card-subtitle {
  font-size: 0.82rem;
  color: #94a3b8;
}

.quick-form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.form-label {
  font-size: 0.78rem;
  font-weight: 600;
  color: #cbd5e1;
  letter-spacing: 0.3px;
}

.form-select, .form-input {
  width: 100%;
  padding: 10px 14px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-sm);
  color: #ffffff;
  font-size: 0.88rem;
  transition: all var(--transition-smooth);
}

.form-select option {
  background-color: var(--c-primary);
  color: #ffffff;
}

.form-select:focus, .form-input:focus {
  border-color: var(--c-gold);
  background: rgba(255, 255, 255, 0.12);
}

/* ==========================================================================
   BANKING PARTNERS TICKER (Prestige Monochrome & Gold)
   ========================================================================== */

.trust-ticker-section {
  background: #ffffff;
  padding: 22px 0;
  border-bottom: 1px solid var(--c-border);
}

.trust-ticker-container {
  display: flex;
  align-items: center;
  gap: 24px;
  overflow: hidden;
}

.trust-ticker-label {
  font-size: 0.76rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--c-text-muted);
  white-space: nowrap;
  padding-right: 18px;
  border-right: 1px solid var(--c-border);
}

.trust-ticker-track {
  display: flex;
  align-items: center;
  gap: 28px;
  white-space: nowrap;
  animation: scrollTrack 24s linear infinite;
}

.ticker-bank-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: var(--c-bg);
  border: 1px solid var(--c-border);
  border-radius: var(--radius-sm);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--c-primary);
}

.ticker-bank-pill i {
  color: var(--c-gold);
  font-size: 0.8rem;
}

@keyframes scrollTrack {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ==========================================================================
   ABOUT / STORY SECTION
   ========================================================================== */

.about-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 48px;
  align-items: center;
}

.about-image-card {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--c-border);
}

.about-image-card img {
  width: 100%;
  height: 400px;
  object-fit: cover;
}

.about-experience-badge {
  position: absolute;
  bottom: 18px;
  left: 18px;
  right: 18px;
  background: rgba(7, 21, 39, 0.94);
  backdrop-filter: blur(10px);
  padding: 16px 20px;
  border-radius: var(--radius-sm);
  color: #ffffff;
  display: flex;
  align-items: center;
  gap: 16px;
  border: 1px solid rgba(197, 168, 128, 0.3);
}

.exp-badge-num {
  font-family: var(--font-heading);
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--c-gold);
  line-height: 1;
}

.exp-badge-text h4 {
  font-size: 0.96rem;
  font-weight: 700;
  margin-bottom: 2px;
}

.exp-badge-text p {
  font-size: 0.76rem;
  color: #94a3b8;
}

.about-highlights-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin: 24px 0 28px;
}

.about-hl-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.about-hl-icon {
  width: 32px;
  height: 32px;
  border-radius: var(--radius-sm);
  background: var(--c-gold-subtle);
  color: var(--c-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  flex-shrink: 0;
}

.about-hl-text h5 {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--c-primary);
}

.about-hl-text p {
  font-size: 0.78rem;
  color: var(--c-text-muted);
}

/* ==========================================================================
   SERVICES GRID (7 Private Lending Products)
   ========================================================================== */

.services-filter-tabs {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 36px;
}

.filter-btn {
  padding: 8px 18px;
  background: #ffffff;
  color: var(--c-text-body);
  border: 1px solid var(--c-border);
  border-radius: var(--radius-sm);
  font-size: 0.84rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-smooth);
}

.filter-btn:hover {
  border-color: var(--c-gold);
  color: var(--c-gold);
}

.filter-btn.active {
  background: var(--c-primary);
  color: #ffffff;
  border-color: var(--c-primary);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 24px;
}

.service-card {
  background: #ffffff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  transition: all var(--transition-smooth);
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--c-gold);
}

.service-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.service-icon-box {
  width: 46px;
  height: 46px;
  border-radius: var(--radius-sm);
  background: var(--c-gold-subtle);
  color: var(--c-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
}

.service-card:hover .service-icon-box {
  background: var(--c-primary);
  color: var(--c-gold);
}

.service-badge {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 3px 9px;
  background: var(--c-bg-subtle);
  color: var(--c-text-muted);
  border-radius: var(--radius-sm);
}

.service-title {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--c-primary);
  margin-bottom: 8px;
}

.service-desc {
  color: var(--c-text-muted);
  font-size: 0.88rem;
  line-height: 1.55;
  margin-bottom: 18px;
  flex-grow: 1;
}

.service-features-list {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 20px;
  padding-top: 14px;
  border-top: 1px solid var(--c-border);
}

.service-feature-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: var(--c-text-body);
  font-weight: 500;
}

.service-feature-item i {
  color: var(--c-gold);
  font-size: 0.75rem;
}

.service-card-action {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: auto;
}

.service-link {
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--c-primary);
  display: flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
}

.service-link:hover {
  color: var(--c-gold);
}

/* ==========================================================================
   CALCULATOR (Institutional Portal Style)
   ========================================================================== */

.calculator-card {
  background: #ffffff;
  border-radius: var(--radius-md);
  border: 1px solid var(--c-border);
  box-shadow: var(--shadow-card);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.2fr 0.9fr;
}

.calc-controls {
  padding: 34px;
}

.calc-type-selector {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 26px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--c-border);
}

.calc-type-btn {
  padding: 7px 14px;
  border-radius: var(--radius-sm);
  background: var(--c-bg);
  color: var(--c-text-body);
  font-size: 0.8rem;
  font-weight: 600;
  cursor: pointer;
}

.calc-type-btn.active {
  background: var(--c-primary);
  color: #ffffff;
}

.calc-slider-group {
  margin-bottom: 24px;
}

.slider-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 8px;
}

.slider-title {
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--c-primary);
}

.slider-value-box {
  background: var(--c-gold-subtle);
  border: 1px solid rgba(197, 168, 128, 0.3);
  padding: 4px 12px;
  border-radius: var(--radius-sm);
  color: var(--c-primary);
  font-weight: 700;
  font-size: 0.92rem;
}

.custom-range {
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: #e2e8f0;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.custom-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--c-gold);
  cursor: pointer;
  border: 2px solid #ffffff;
  box-shadow: 0 0 8px rgba(197, 168, 128, 0.5);
}

.slider-limits {
  display: flex;
  justify-content: space-between;
  margin-top: 4px;
  font-size: 0.72rem;
  color: var(--c-text-muted);
}

.calc-results {
  background: linear-gradient(160deg, #071527 0%, #0d223f 100%);
  padding: 34px;
  color: #ffffff;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  border-left: 1px solid rgba(197, 168, 128, 0.2);
}

.monthly-emi-label {
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: #94a3b8;
  font-weight: 600;
  text-align: center;
}

.monthly-emi-amount {
  font-family: var(--font-heading);
  font-size: 2.3rem;
  font-weight: 800;
  color: var(--c-gold);
  text-align: center;
  margin-bottom: 14px;
}

.calc-chart-container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  margin: 12px 0 22px;
}

.chart-svg-box {
  width: 100px;
  height: 100px;
}

.chart-breakdown {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.breakdown-row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
}

.color-dot {
  width: 10px;
  height: 10px;
  border-radius: 2px;
}
.dot-principal { background: var(--c-gold); }
.dot-interest { background: #38bdf8; }

.breakdown-name {
  color: #94a3b8;
  font-size: 0.74rem;
}

.breakdown-val {
  font-weight: 700;
  color: #ffffff;
}

.calc-summary-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 22px;
}

.summary-stat-box {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  padding: 12px;
  border-radius: var(--radius-sm);
}

.summary-stat-label {
  font-size: 0.7rem;
  color: #94a3b8;
}

.summary-stat-value {
  font-size: 0.95rem;
  font-weight: 700;
  color: #ffffff;
}

/* ==========================================================================
   LEADERSHIP SPOTLIGHT (FOUNDER VIKRAM CHUGH)
   ========================================================================== */

.leadership-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 48px;
  align-items: center;
}

.founder-photo-card {
  position: relative;
  border-radius: var(--radius-md);
  background: var(--c-primary);
  border: 1px solid rgba(197, 168, 128, 0.3);
  padding: 18px 18px 0 18px;
  box-shadow: var(--shadow-card);
  text-align: center;
  overflow: hidden;
}

.founder-img {
  width: 100%;
  max-height: 400px;
  object-fit: cover;
  object-position: top center;
  display: block;
  margin: 0 auto;
}

.founder-floating-title {
  position: absolute;
  top: 16px;
  left: 16px;
  background: rgba(7, 21, 39, 0.92);
  border: 1px solid rgba(197, 168, 128, 0.4);
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  font-size: 0.74rem;
  font-weight: 700;
  color: var(--c-gold);
}

.founder-identity-box {
  margin-bottom: 16px;
}

.founder-name {
  font-family: var(--font-heading);
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--c-primary);
}

.founder-title-badge {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--c-gold);
  letter-spacing: 0.5px;
}

.founder-bio {
  color: var(--c-text-muted);
  font-size: 0.94rem;
  line-height: 1.7;
  margin-bottom: 16px;
}

.founder-quote-box {
  background: var(--c-bg);
  border-left: 3px solid var(--c-gold);
  padding: 16px 20px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin-bottom: 24px;
  font-style: italic;
  font-size: 0.9rem;
  color: var(--c-primary);
}

/* ==========================================================================
   TRUST BADGES BAR
   ========================================================================== */

.trust-badges-bar {
  background: #ffffff;
  border-top: 1px solid var(--c-border);
  border-bottom: 1px solid var(--c-border);
  padding: 24px 0;
}

.trust-badges-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.trust-badge-item {
  display: flex;
  align-items: center;
  gap: 14px;
}

.trust-badge-icon {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  background: var(--c-gold-subtle);
  color: var(--c-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}

.trust-badge-text h6 {
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--c-primary);
  margin-bottom: 2px;
}

.trust-badge-text p {
  font-size: 0.74rem;
  color: var(--c-text-muted);
}

/* ==========================================================================
   COMPARISON MATRIX (Prime Fortune vs Others)
   ========================================================================== */

.comparison-table-wrapper {
  background: #ffffff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-md);
  overflow-x: auto;
  box-shadow: var(--shadow-card);
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  min-width: 620px;
}

.comparison-table th, .comparison-table td {
  padding: 16px 22px;
  font-size: 0.86rem;
  border-bottom: 1px solid var(--c-border);
}

.comparison-table th {
  background: var(--c-primary);
  color: #ffffff;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.3px;
}

.comparison-table th.highlight-col,
.comparison-table td.highlight-col {
  background: var(--c-gold-subtle);
  font-weight: 700;
  color: var(--c-primary);
  border-left: 2px solid var(--c-gold);
  border-right: 2px solid var(--c-gold);
}

.comparison-table th.highlight-col {
  background: var(--c-primary-dark);
  color: var(--c-gold);
}

.check-yes {
  color: #15803d;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 6px;
}

.check-no {
  color: #b91c1c;
  display: flex;
  align-items: center;
  gap: 6px;
}

/* ==========================================================================
   LIVE INDICATIVE RATES MATRIX
   ========================================================================== */

.rates-table-wrapper {
  background: #ffffff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-md);
  overflow-x: auto;
  box-shadow: var(--shadow-subtle);
  margin-top: 24px;
}

.rates-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
}

.rates-table th {
  background: var(--c-primary);
  color: #ffffff;
  padding: 14px 20px;
  font-size: 0.86rem;
  font-weight: 700;
  text-align: left;
}

.rates-table td {
  padding: 14px 20px;
  font-size: 0.84rem;
  border-bottom: 1px solid var(--c-border);
  color: var(--c-text-body);
}

.rates-table tr:hover td {
  background: var(--c-bg-subtle);
}

.rate-badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: var(--radius-sm);
  background: var(--c-gold-subtle);
  color: var(--c-primary);
  font-weight: 700;
  font-size: 0.8rem;
  border: 1px solid rgba(197, 168, 128, 0.3);
}

/* ==========================================================================
   CONTACT SECTION & FORM
   ========================================================================== */

.contact-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 40px;
}

.contact-info-card {
  background: var(--c-primary);
  border: 1px solid rgba(197, 168, 128, 0.25);
  border-radius: var(--radius-md);
  padding: 34px;
  color: #ffffff;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.contact-info-header h3 {
  font-family: var(--font-heading);
  font-size: 1.65rem;
  font-weight: 800;
  margin-bottom: 8px;
}

.contact-info-header p {
  color: #cbd5e1;
  font-size: 0.9rem;
  margin-bottom: 26px;
}

.contact-details-list {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin-bottom: 26px;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.contact-detail-icon {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.08);
  color: var(--c-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  flex-shrink: 0;
}

.contact-detail-text h5 {
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #94a3b8;
  margin-bottom: 2px;
}

.contact-detail-text p, .contact-detail-text a {
  font-size: 0.9rem;
  color: #ffffff;
  font-weight: 600;
}

.contact-detail-text a:hover {
  color: var(--c-gold);
}

.contact-form-card {
  background: #ffffff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-md);
  padding: 34px;
  box-shadow: var(--shadow-card);
}

.form-title {
  font-family: var(--font-heading);
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--c-primary);
  margin-bottom: 4px;
}

.form-subtitle {
  font-size: 0.86rem;
  color: var(--c-text-muted);
  margin-bottom: 22px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-field {
  margin-bottom: 16px;
}

.form-field label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--c-primary);
  margin-bottom: 5px;
}

.form-field input, 
.form-field select, 
.form-field textarea {
  width: 100%;
  padding: 10px 14px;
  background: var(--c-bg);
  border: 1px solid var(--c-border);
  border-radius: var(--radius-sm);
  color: var(--c-text-heading);
  font-size: 0.88rem;
}

.form-field input:focus, 
.form-field select:focus, 
.form-field textarea:focus {
  background: #ffffff;
  border-color: var(--c-gold);
}

/* ==========================================================================
   FOOTER (Executive Dark)
   ========================================================================== */

.main-footer {
  background: var(--c-primary-dark);
  color: #94a3b8;
  padding: 60px 0 28px;
  border-top: 1px solid rgba(197, 168, 128, 0.2);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 36px;
  margin-bottom: 44px;
}

.footer-brand p {
  color: #94a3b8;
  font-size: 0.86rem;
  line-height: 1.65;
  margin: 14px 0 18px;
}

.footer-socials {
  display: flex;
  gap: 10px;
}

.social-icon-btn {
  width: 34px;
  height: 34px;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.06);
  color: #cbd5e1;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}

.social-icon-btn:hover {
  background: var(--c-gold);
  color: var(--c-primary-dark);
}

.footer-col-title {
  font-family: var(--font-heading);
  font-size: 0.98rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 16px;
  letter-spacing: 0.3px;
}

.footer-links-list {
  display: flex;
  flex-direction: column;
  gap: 9px;
}

.footer-links-list a {
  color: #94a3b8;
  font-size: 0.84rem;
}

.footer-links-list a:hover {
  color: var(--c-gold);
}

.footer-bottom {
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.8rem;
}

/* ==========================================================================
   FLOATING ACTION BUTTONS & MODALS
   ========================================================================== */

.floating-actions {
  position: fixed;
  bottom: 24px;
  right: 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  z-index: 999;
}

.floating-btn {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.3);
  font-size: 1.15rem;
}

.floating-whatsapp { background: #25d366; }
.floating-call { background: var(--c-primary); border: 1px solid var(--c-gold); color: var(--c-gold); }

.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(4, 12, 24, 0.75);
  backdrop-filter: blur(8px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 18px;
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition-smooth);
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal-content {
  background: #ffffff;
  border-radius: var(--radius-md);
  max-width: 560px;
  width: 100%;
  max-height: 85vh;
  overflow-y: auto;
  padding: 32px;
  position: relative;
  box-shadow: var(--shadow-dark);
}

.modal-close-btn {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--c-bg);
  color: var(--c-text-body);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}

/* Toast */
.toast-container {
  position: fixed;
  top: 20px;
  right: 20px;
  z-index: 3000;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.toast {
  background: #ffffff;
  color: var(--c-text-heading);
  padding: 14px 18px;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-dark);
  display: flex;
  align-items: center;
  gap: 12px;
  border-left: 3px solid #15803d;
  transform: translateX(120%);
  transition: transform var(--transition-smooth);
  font-size: 0.86rem;
}

.toast.show {
  transform: translateX(0);
}

/* ==========================================================================
   RESPONSIVE MEDIA QUERIES
   ========================================================================== */

@media (max-width: 1024px) {
  .hero-container,
  .about-grid,
  .leadership-grid,
  .calculator-card,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  
  .why-grid,
  .testimonials-grid,
  .process-grid,
  .footer-top-grid,
  .trust-badges-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .nav-menu {
    gap: 16px;
  }
}

@media (max-width: 900px) {
  .nav-menu {
    position: fixed;
    top: 68px;
    left: 0;
    right: 0;
    background: #ffffff;
    flex-direction: column;
    padding: 24px;
    gap: 14px;
    border-bottom: 2px solid var(--c-gold);
    box-shadow: var(--shadow-dark);
    transform: translateY(-130%);
    transition: transform var(--transition-smooth);
    z-index: 999;
  }
  
  .nav-menu.open {
    transform: translateY(0);
  }
  
  .mobile-toggle {
    display: block;
  }
  
  .header-actions .btn-outline {
    display: none;
  }
}

@media (max-width: 768px) {
  .top-bar-content {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 4px;
    padding: 4px 0;
  }

  .top-bar-left, .top-bar-right {
    justify-content: center;
    gap: 10px;
  }

  .top-info-item:nth-child(2) {
    display: none; /* Hide long address in top bar on small mobile to keep it ultra neat */
  }

  .hero-title {
    font-size: 2.1rem;
  }
  
  .section-title {
    font-size: 1.65rem;
  }

  .section {
    padding: 55px 0;
  }
  
  .why-grid,
  .testimonials-grid,
  .process-grid,
  .about-highlights-grid,
  .form-row,
  .footer-top-grid,
  .trust-badges-grid {
    grid-template-columns: 1fr;
  }

  .calc-controls, .calc-results {
    padding: 24px 20px;
  }
  
  .footer-bottom {
    flex-direction: column;
    gap: 10px;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .logo-name-top {
    font-size: 0.92rem;
  }

  .logo-name-sub {
    font-size: 0.54rem;
    letter-spacing: 1px;
  }

  .hero-title {
    font-size: 1.8rem;
  }

  .hero-stats-row {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .header-actions .btn-primary {
    padding: 7px 12px;
    font-size: 0.78rem;
  }
}